The clock has begun counting down. An emerging DeFi crypto the price is a new one of $0.035 and those who own it are rushing to complete Phase 6 sellout before the last tokens are lost within minutes. What started as a low-key presale in early 2025 previously has become one of the most discussed crypto investment prospects of the quarter. As the demand increases at a faster rate than ever before, the investors are rushing to the demand to be met before it increases once more.
Mutuum Finance (MUTM) is developing a decentralized lending and borrowing protocol that provides end users with easy methods to earn and borrow. The system has two flows which render the whole platform simple to ordinary users.
In the Peer to Contract circulation, depositors put in their assets in a common pool. Upon the deposit, they are awarded with mtTokens. These tokens will be valued by the interest of the borrowers. As an illustration, a person by providing $1,000 in ETH will get mtETH, which increases in growth as borrowers pay loans. It establishes a constant APY which arises as a result of actual utilization and not inflation.
The flow of borrowing is based on transparent Loan to value criteria. The rates of borrowing are dependent on the use of the pool. In the presence of high liquidity, the rate of borrowing remains low. Once liquidity is tight, rates will increase, and this encourages repayment and more deposits. In case collateral reduces significantly, the loan is unsafe. It is followed by the action of liquidators who repay some of the debt and seize collateral at a discount. This will keep lenders safe.
The MUTM presale has been featured in the news in the crypto space today. The price started at $0.01 during Phase 1 and has increased to $0.035 when the demand began increasing rapidly. According to investors, this 250% increase indicates apparent trust in what Mutuum Finance is developing.
Growth numbers are strong. The protocol has raised nearly $19M, attracted over 18,200 holders, and sold nearly 805M tokens up to date. The pre-sales allocation is big. Of total supply which is 4B, approximately 1.82B tokens shall be reserved to the presale. This will give the early shoppers a unique opportunity to own a significant share.
Phase 6 is currently almost fully allocated. Only a few tokens remain at $0.035. After they sell out, the next stage price is adjusted high. Investors know how expeditiously this is occurring. They experienced the same trend in the early trends of significant altcoins such as SOL and XRP. So it is now assumed that Mutuum Finance may take the same route at the initial level, and this is what explains why the current demand is still rising.
Pressure is further increased by the 24 hour leaderboard. The best daily participant is going to be awarded with $500 dollars worth of MUTM.

Mutuum Finance is not a mere presale. The team has ensured that V1 will be released into the Sepolia Testnet during the fourth quarter of 2025. In the initial version, the assets that can be lent out, borrowed and collateralized include Eth and USDT and will feature the following; liquidity pool, mtTokens, a debt token system and a liquidation bot. The code has already been completed and is in review by Halborn Security.
Investors are confident by this level of development progress. There is a trend of the many new tokens that are introduced without actual products. Mutuum Finance is reversing the same. It is constructing the protocol prior to the token lists and the public testnet will allow users to explore the system beforehand.
Security is also a great selling point. Mutuum Finance had a CertiK audit and received a 90 / 100 score in Token Scan. The team also included a 50K bug bounty that is centered on the vulnerabilities in the code. This would draw the attention of security experts and decrease the risk in the long run to users. By being designed safely and having more certain rules on liquidation, the protocol should become one of the most trusted DeFi sites of the next cycle.
As the Phase 6 is just a few minutes to a full sellout and the price is still at $0.035 there is almost no room to enter. The mix of the reality yield, the imminent introduction of the testnet, positive audit outcomes and the intention to introduce a stablecoin make the Mutuum Finance superior to the majority of new ventures in the cryptocurrency sector.
After the Phase 6 is completed, the price is increased by the next step. As the demand is growing by the day, most investors are of the opinion that it may be the final opportunity to get MUTM at a lower price below $0.04.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance