Prediction: 1 Cryptocurrency That Will Be Worth More than Bitcoin and Ethereum Combined
Key Points
XRP currently has a market cap of $65 billion, compared to a combined $1.4 trillion market cap for Bitcoin and Ethereum.
For XRP to surpass both Bitcoin and Ethereum, it will need to become a $20 crypto.
Fintech company Ripple is positioning XRP as the centerpiece of a global blockchain-based payment system.
- 10 stocks we like better than XRP ›
Right now, Bitcoin (CRYPTO: BTC) and Ethereum (CRYPTO: ETH) are the two juggernauts of the crypto world. Together, they have a combined market cap of $1.4 trillion. That's 70% of the entire value of the crypto market.
However, the recent shakeout in the crypto market could clear the way for new altcoins to take over as market leaders. The one I'm keeping my eye on is XRP (CRYPTO: XRP). Within the next few years, it might be worth more than the combined market caps of Bitcoin and Ethereum today.
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The path to $1.4 trillion
On the surface, this prediction might seem impossible, if not downright ludicrous. After all, Bitcoin is "digital gold," and Ethereum is "digital silver." Both have been best-in-class for more than a decade, and it seems almost inconceivable that they could ever lose their top spots as the world's most popular cryptocurrencies.
Image source: Getty Images.
But let's do a little crypto math. Right now, XRP has a market cap of $65 billion, while Bitcoin and Ethereum have a combined market cap of $1.4 trillion. So, roughly speaking, XRP will need to find a 20x catalyst in order to catch up and close the gap. Given that XRP is currently trading for just $1, that implies XRP will need to become a $20 crypto.
Does XRP have a 20x catalyst?
The good news is that a 20x catalyst for XRP might actually exist. Over the past few years, Ripple (the fintech company behind the XRP token) has spent over $3 billion on crypto- and blockchain-related acquisitions, all with the goal of making XRP the centerpiece of a global, end-to-end blockchain-powered payment network.
As a result, institutional adoption of the XRP blockchain appears to be on the upswing. As new use cases for XRP emerge, they should lead to a higher valuation for the XRP token. One of these use cases is real-world asset (RWA) tokenization, which is already projected to be a multitrillion-dollar market opportunity.
Is a $20 price target for XRP realistic?
These future growth forecasts are what have led to some truly astronomical price predictions for XRP. It's not hard to find price predictions for XRP as high as $100. Some price targets for XRP are soaring to $500.
Admittedly, many of these are not very realistic. They usually include an outlandish assumption, such as the XRP blockchain ledger eventually replacing the SWIFT payment network for cross-border payments.
That's simply not going to happen, and even Ripple executives know that. A more realistic assumption is that XRP pushes past the $10 mark within the next few years, consolidates in value, and then makes the next move upward to $20.
That being said, XRP has the potential to become the backbone of a new global blockchain-based payment network. If emerging trends such as asset tokenization take off as planned, then XRP's value should soar over the next decade, eventually surpassing the combined current value of Bitcoin and Ethereum.
Many puzzle pieces must fall in the right spots to reach that goal, but it's entirely possible.
Should you buy stock in XRP right now?
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Dominic Basulto has positions in Bitcoin, Ethereum, and XRP. The Motley Fool has positions in and recommends Bitcoin, Ethereum, and XRP. The Motley Fool has a disclosure policy.
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