The outlook for Bitcoin (BTC) heading into 2026 is becoming increasingly bullish as long-term accumulation strengthens, institutional positioning deepens, and on-chain metrics point toward a maturing macro uptrend. Yet even as Bitcoin sets the tone for broader market sentiment, investors searching for the best crypto to buy now are turning their attention towards high-growth early-stage opportunities capable of outperforming the majors. There is a growing demand among crypto investors looking for the next new crypto coin that is hot, innovative, and could potentially outperform the current market leaders. And that project looking increasingly likely to take the reins and serve as the vanguard for this new growth cycle is the new, growing, and only $0.035 crypto, Mutuum Finance (MUTM), that is deeply involved in a rapidly selling out presale. The project is in phase 6 of its presale and it’s already 98% sold out meaning investors have lesser time to enter.
The Bitcoin outlook is getting stronger as the number of reserves on the exchanges continues to reach multi-year lows, with 403,200 BTC leaving the centralized exchanges over the last year, which is a tremendous reduction from 1.8M BTC to 1.2M BTC, according to data provided by Santiment. The last half-year alone saw well over 208,980 BTC leave the exchanges, and the demand continues to continuously increase, meaning the signs are certainly indicating a positive path for BTC heading into the new year of 2026. As market participants plot their strategy for the next big Bitcoin rally, they also are weighing their options on what crypto to buy in DeFi investment opportunities that are currently on the increase, including the one that continues to get increasing attention, which is Mutuum Finance (MUTM).

Mutuum Finance (MUTM) is very quickly emerging as the standout DeFi initiative of the year 2026. The current phase, which is Stage 6 of the presale, costs $0.035, and it is the last opportunity for investors before the start of Phase 7, which will see the token price go up to $0.04. This project also provides the facility of purchasing the token using credit or debit cards, which is not commonly found for new investors.
The dual lending mechanism of the project has generated much interest, thanks to the scalable design. The project is able to connect lenders and borrowers effectively via liquidity pools, hence providing very good returns and optimizing resource use. In fact, the project has managed to raise over $19.28 million from over 18,450 participants. As a project that offers practical utility, innovative lending solutions, and continues to build a growing community, MUTM is becoming very popular as the best crypto to buy now for early investment.

Transparency, reach, and accessibility are the underlying principles of the presale process of MUTM. Of the total 4 billion tokens, 1.82 billion will go to the presale phase, of which over 795 million have been sold. This makes it very accessible, given the inclusion of the card payment systems, for anyone and everyone, regardless of their level of market experience, to invest. By the end of 2025, MUTM is the new crypto coin on everyone’s watchlist for initial exposure within the DeFi space.
The current phase of the project that Mutuum Finance is undergoing is Phase 2: Building Mutuum. This phase is technology-focused. It comprises the finalization of the smart contract, internal testing, front-end and back-end DApp development, and the implementation of sophisticated risk management systems.
Phase 3: Completion of Mutuum Finance will entail beta releases on the Sepolia testnet and the completion of security audits, readying the project for mainnet launch. This phase, together with the previous phases, aims at creating a secure, scalable, and efficient DeFi space that will make MUTM one of the front-runners with great utility and growth potential within 2026.
Mutuum Finance (MUTM) Phase 6 is almost sold out for $0.035, and it reportedly has 18,450+ investors who have invested $19.28M. Phase 7 will raise the price barrier to $0.04. It has the practical use of a dual lending DeFi ecosystem, access to cards, and the upcoming V1 Sepolia testnet, making it the best crypto to buy now and a must-watch new crypto coin for investors seeking early exposure.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance