Bitcoin (BTC) Predicted to Reach $145K After Its Recent Surge, What Crypto to Buy Before Its Next Run?

The cryptocurrency market is gaining strong momentum again, and this rally carries a different tone than previous ones. Bitcoin (BTC) has climbed to new heights, recently hitting $118,900, and it’s not just short-term volatility—it’s a move backed by numbers, inflows, and growing institutional presence. With analysts now projecting $145,000 as a realistic short-term target, the question isn’t whether the bull run is coming. It’s already underway. The real question now is: what cryptocurrency should you be buying before Bitcoin makes its next big move?

While Bitcoin and Ethereum (ETH) remain solid picks, they’re not the only opportunities in this rally. One project building momentum and now drawing interest from simple participants and larger investors is Mutuum Finance (MUTM). Still in its presale phase, this DeFi lending protocol offers something different—utility, transparency, and timing. And for those looking to get in early, this may be one of the best entry points before the next leg of the bull market begins.

Bitcoin’s Path to $145K

After consolidating earlier this year, Bitcoin has broken through resistance levels and is now trading above $118K for the first time in history. The breakout came on the back of several critical factors: massive inflows into spot ETFs, tightening supply on exchanges, and strong macro narratives pushing capital back into digital assets.

Institutional demand is playing a major role. Reports show that ETF products have brought in nearly $49 billion, significantly boosting market confidence. At the same time, exchange reserves are at their lowest in six years, which means supply is drying up as long-term holders continue to accumulate. Historically, these are the kind of signals that precede large-scale price expansions.

Technical analysts are pointing to breakout patterns around the $116K range that open the door to higher targets. According to several market forecasts, $145K–$150K is now a valid short-term projection, supported by volume trends, order book data, and ongoing ETF demand. With this momentum building, smaller-cap assets with strong fundamentals are also starting to benefit—especially those still in early funding stages.

Why Mutuum Finance (MUTM) Is the Next Crypto to Watch

While Bitcoin leads the market higher, Mutuum Finance (MUTM) is making a name for itself as one of the most promising presale-stage cryptocurrencies. Mutuum Finance is now in Phase 5 of its presale, priced at $0.03, this pricing won’t last much longer as the phase nears completion. Over 70% of this phase is already sold, and once it finishes, the price is set to increase by 20% to $0.035.

To date, over $12.2 million has been collected through Mutuum’s presale, with more than 13,100 participants already joining the growing community. The numbers aren’t just for show—they reflect growing confidence in the project’s roadmap and utility. The launch price is set at $0.06, which means early participants in Phase 1 are already looking at a 600% return. Even those getting in at the current phase can expect to double their investment at launch. And based on current market trends and community demand, some projections estimate that MUTM could reach $0.20 shortly after listing, representing a 566% surge from today’s price.

The recent surge in Bitcoin has spilled over into the Mutuum presale as well. In just a few days, the project saw an influx of $1.2 million, indicating strong interest from larger investors. This kind of capital doesn’t move without research—it shows that whales are starting to accumulate MUTM ahead of launch.

A Closer Look at Mutuum’s Real-World Utility

What sets Mutuum apart is that it’s not just another token—it’s building a fully decentralized lending and borrowing platform on the Ethereum network. Users will be able to lend assets like ETH or USDT through peer-to-contract pools or negotiate custom agreements through peer-to-peer options. In return, lenders receive mtTokens—such as mtUSDT—on a 1:1 basis, which passively grow in value as interest accrues.

Borrowers will be able to deposit crypto as collateral and borrow stablecoins based on the asset’s Loan-to-Value (LTV) ratio. For example, locking in $2,000 worth of BTC would allow access to up to $1,500 in USDT. It’s a straightforward, practical system designed to support both everyday users and more experienced DeFi investors.

What’s more, Mutuum isn’t waiting until launch to show results. The team is preparing to release a beta version of the platform around the time the MUTM token goes live. This is a major advantage—having a functioning product at launch helps drive adoption, usage, and ultimately, price growth. Combined with expected listings on top-tier exchanges, this creates a perfect storm for price discovery and liquidity expansion.

Why Time Matters

The market is heating up fast. Bitcoin is climbing toward $145K, institutional interest is growing, and capital is flowing back into crypto. While that momentum lifts the larger names, it also creates a rare opening for early-stage projects with real utility—especially those still in presale.

Mutuum Finance (MUTM) is one of those opportunities. With a solid use case, clear revenue-sharing model, early traction, and a transparent roadmap, it offers more than just short-term potential—it presents a real case for long-term value. But the current price of $0.03 won’t last. With over 70% of Phase 5 already sold, the next phase—and next price increase—is just around the corner.

If you’re looking for the best cryptocurrency to buy now before Bitcoin hits its next high, Mutuum Finance should be on your list. Visit the official site to grab your tokens while they’re still available at current prices.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance