Mutuum Finance (MUTM) and Ripple (XRP) Price Prediction if Bitcoin (BTC) Hits $250,000

A price explosion of Bitcoin (BTC) to $250,000 in the year 2026 may lift the overall market, with established as well as new cryptos touching new heights. Top cryptos such as XRP will be on a winning streak with the institutional approach and developments in the payments sector. But it may be the new cheap crypto coin Mutuum Finance with a price of $0.04 that may attract attention.

XRP Price

In the event that the price of Bitcoin (BTC) is set to have a price cycle top at $250,000, there might be an increase in the price of XRP as well. Although the year 2025 has turned out very badly for the whole altcoin market, as it has fallen as low as 42% in value, it is very interesting that the price of XRP has fallen merely by 15%. This is in line with the fast expansion that Ripple is making, which includes more than $2.7 billion worth of acquisitions in payments, treasury management software and trading infrastructure.

Another factor which has worked in favor of XRP is the improvement in the regulatory environment, where Ripple has finally closed its case in the SEC after a couple of years, paving the way for new investments. If a price rise is to happen, then it is likely that the defensive holding qualities of XRP, along with the resilience it has shown in the past, may help it to deliver huge profits. However, XRP is unlikely to be the next big crypto. Factors such as its large market cap could lead to minimal growth. On the other hand, Mutuum Finance could easily shock the market with its upside. 

MUTM Presale Phase 7 is Now Open

Mutuum Finance (MUTM) has now launched Phase 7 of its presale, and token prices are set at $0.04. It follows Phase 6, where the token was set at $0.035, an increase of 15%. The project has shown incredible momentum, and analysts see the token breaking past its $0.06 market debut price in no time. 

If Bitcoin hits $250,000 in the next bull run, Mutuum Finance could soar as high as 50x from its current price to hit $2. This will position MUTM as one of the best performing DeFi cryptos in the 2026 bull run. In addition, an investment of just $100 at today’s price will balloon to $5000 if this rally materializes. 

Since the presale began, more than 18,630 investors have participated, and over $19.5 million of funding has been raised. The dual nature of the token, together with the soon-to-be-launched V1 Sepolia Testnet, continues to attract investors, as there is genuine utility in play. MUTM has been audited by Certik, where the project emerged with a 90/100 token scan score, showing it’s a safe investment opportunity. White hackers can also participate in a $50,000 bug bounty program to identify possible vulnerabilities in the project. These measures show how seriously the team behind Mutuum Finance takes security. As a result, smart money investors recognize MUTM as a high-potential crypto to buy now.

Passive Income for Users  

An important aspect of Mutuum Finance is its mtToken system, which rewards individuals who bring assets to lend to the platform. While traditional assets only generate interest when they are withdrawn, mtTokens provide investors with the opportunity to generate passive income in real-time while still enjoying liquidity. This is an innovative platform that improves MUTM’s usable utility in the marketplace and solidifies it as the most promising cheap crypto coin to invest in 2026.

Halborn Security Audit & Testnet Launch 

Aside from an audit by CertiK, Halborn Security has also conducted an independent audit of MUTM, concentrating on its lending and borrowing contracts. The MUTM team has integrated the audit’s feedback and is now preparing for Sepolia testnet debut. The tesnet will mark the project’s first public deployment. This version will introduce core components including:

• Liquidity Pools for lending and borrowing
• mtTokens representing user deposits and accrued yield
• Debt Tokens tracking borrowed positions
• An Automated Liquidator Bot to manage under-collateralized loans

Initially, the protocol will support ETH and USDT as primary assets for lending, borrowing, and collateral. The testnet launch allows users and users to interact with the platform, provide feedback, and help optimize the system before mainnet release.

Buy XRP or MUTM?

If Bitcoin (BTC) reaches $250,000 in 2026, both XRP and Mutuum Finance are primed for rallies. However, while XRP’s upside could easily be limited by its large market cap, MUTM shows potential for up to 50x returns. With a cost of just $0.04 in Phase 7, MUTM already boasts over $19.5M in funds raised in its fast-growing presale. This makes MUTM not only a crypto to buy now but a no-brainer pick over XRP.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance