If You'd Invested $10,000 in Nu Holdings (NU) 3 Years Ago, Here's How Much You'd Have Today

Source The Motley Fool

Key Points

  • Nu shares generated a trailing three-year return that trounces the broader market.

  • Rapid customer growth helped propel revenue and profits to new heights.

  • 10 stocks we like better than Nu Holdings ›

Nu Holdings (NYSE: NU) is one of the largest digital banking platforms around. It only operates in three countries within Latin America, so investors here might not be too familiar with the business. However, don't let that discourage you from taking a closer look at this monster winner.

Had you invested $10,000 in this fintech stock three years ago, here's how much you'd have today.

Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue »

Using Nu Holdings app on phone.

Image source: Getty Images.

Nu shares have risen at an astronomical pace

This stock would've been a major boost to anyone's portfolio. Nu's share price is up 268% in the past 36 months (as of Nov. 21). This would've increased a $10,000 starting position to more than $36,790 today. Talk about a market-thumping performance.

Strong fundamental gains have paved the way

It's no surprise that the underlying business has done exceptionally well. Nu currently has 127 million customers (as of Sept. 30), an 81% jump from three years before. This is only possible because the company introduced financial services solutions that are in huge demand, serving a part of the world that has a large unbanked and underbanked population.

This has driven immense revenue growth, to the tune of 219% during that stretch. And Nu is very profitable, posting a superb net margin of 18.8% last quarter.

It's not reasonable to expect past returns to continue, but Nu stock certainly deserves a closer look.

Should you invest $1,000 in Nu Holdings right now?

Before you buy stock in Nu Holdings, consider this:

The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Nu Holdings wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.

Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $562,536!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,096,510!*

Now, it’s worth noting Stock Advisor’s total average return is 981% — a market-crushing outperformance compared to 187% for the S&P 500. Don’t miss out on the latest top 10 list, available when you join Stock Advisor.

See the 10 stocks »

*Stock Advisor returns as of November 24, 2025

Neil Patel has no position in any of the stocks mentioned. The Motley Fool recommends Nu Holdings. The Motley Fool has a disclosure policy.

Disclaimer: For information purposes only. Past performance is not indicative of future results.
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