This $0.035 New Crypto Is 99% Sold Out, Is This the Next 20x Altcoin?

Some of the most powerful crypto actions start by selling the majority of the supply. Positioning has occurred even before attention has become rampant. The market commentators believe that now is that moment of lateness of Mutuum Finance (MUTM) in which allocation only narrows as visibility begins to increase.

Mutuum Finance (MUTM) Presale News 

Mutuum Finance is now valued at $0.035. The presale started at the start of 2025 and has gone through stages, which were organized with advances in the price. Since the price of the token at the first stage was $0.01, it has increased approximately 250% to its present price. The launch price is set to be $0.06.

To date, the project has accumulated nearly $19.45M in funds, as well as creating an approximate 18,650-base of holders. Nominated by a fixed number of 4B MUTM tokens, the presale is about 45.5%, and this constitutes approximately 1.82B tokens.

Phase 6 is now over 99% allocated. That is, the bulk of the preliminary supply is sold off. Tokens have not been pouring out in a spurt. Rather, allocation went in a steady manner over milestones. Early investor behavior tends to follow the trend of accumulation as opposed to excitement in the short term. Since Phase 6 has become near completion, all the remaining supply has become the focal point but not the early pricing itself.

What is Mutuum Finance (MUTM) Building

Mutuum Finance (MUTM) is a DeFi lending protocol that is being designed on top of two lending markets. The idea is to establish a continuity instead of a one time affair.

At the supply side, users place their assets in liquidity pools and get mtTokens. These mtTokens are a reflection of their pool and they receive yield as the borrowers pay interest. The growth in yield is proportional to the increase in the borrowing demand, and this relates the returns to the activity of protocols directly.

Security is a core focus. Mutuum Finance has successfully passed a CertiK scan with 90 out of 100. Moreover, Halborn security is examining the lending and borrowing agreements. Code is complete and under serious examination, and a bug bounty in the form of $50k is active to get additional verification.

Stablecoin, Oracles and the Price Outlook

Mutuum Finance will be launching an overcollateralized stable coin according to the official roadmap. Stablecoins play a crucial role in lending platforms since they alleviate volatility risk, as well allowing borrowing and repayment patterns to be predictable. This has the ability to boost daily consumption particularly in times when markets are shut down.

It is also foreseen in the protocol to make use of strong oracle infrastructure. Chainlink data feeds, fallback pricing systems, and aggregated sources would be adequate to provide accurate prices on assets. Sound oracles are essential to safe liquidations and reasonable loan arrangements.

Given these structural components, a number of analysts think that MUTM can make a multi-x move following the launch assuming that usage will increase as anticipated. Towards the bullish case, there is a position of a 5x to 10x potential between the present figures due to the efforts in participation rather than a speculative trading.

These estimates are associated with behavior change. With the shift of users away from holding to active lending and borrowing, the dynamics of demand change.

The Whales and The Importance of Timing

As it is written in official announcements by the Mutuum Finance X account, V1 of the lending and borrowing protocol will be deployed to Sepolia as part of the Sepolia testnet in Q4 2025. The main characteristics are the liquidity pools, mtTokens, debt tokens, and a liquidator bot. The initial supported token is ETH and USDT.

With the tightening of Phase 6, six figure whale allocations have begun to be reported. Bigger purchasers tend to seek confirmation at the end-stage before investing. Their involvement may also lower supply in the market even more and alter the short term behavior of the market.

The presale is also accompanied by the 24 hour leaderboard which gives the best daily contributor $500 in MUTM. This will promote regularly attended engagements as opposed to occasional entries to ensure consistent flow of allocations.

As Phase 6 is almost finished and V1 is in sight, commentators in the market speculate that it is at this stage that positioning is replaced by visibility. In the list of what crypto to invest in before utility goes live, Mutuum Finance is gaining a growing place, probably because of its increasing discussion in the industry alongside the question of which crypto to scan today.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance