The increasing hype within the DeFi space has placed Mutuum Finance (MUTM) firmly on investors’ radars as one of the top cryptos to buy right now, particularly as it hastens towards an important development phase. With its presale crossing the $19 million mark in no time and Phase 6 almost out, investor interest is pouring in far faster than analysts expected. Tapping at $0.035, Mutuum Finance (MUTM) is making waves for its cutting-edge DeFi approach to crypto, tackling decentralized lending, borrowing, and interest tokens uniquely crafted to reward its earliest supporters. The hype over its imminent V1 testnet launch on Sepolia is only pouring more fuel on this fire, solidifying its position within the DeFi space as a leading DeFi crypto and the best crypto to buy now for early-stage investors.
Mutuum Finance is quickly emerging as one of the most heavily anticipated token sales that this year has to offer. Stage 6 of presale, priced at $0.035 per token, is the last stage prior to its price increase to $0.04 in Stage 7.
To ensure simplicity in entry, MUTM has introduced support for Credit and Debit Card payments, making entry into this investment opportunity seamless for both new and veteran investors in cryptocurrencies. As its fundamentals continue to look good and its adoption increases, MUTM is poised to emerge as the top DeFi crypto and the best crypto to buy now for investors seeking exposure before the next phase.
One of the most important milestones in the near future is to launch the full lending and borrowing protocol for Mutuum Finance on Sepolia testnet, which is expected to happen in Q4 2025. It will initially support ETH, USDT, mtTokens, debt tokens, and automatic liquidation, but other assets will also be added later. This testnet launch also proves that Mutuum Finance is more than just a presale token, but it is also growing to be a full-fledged DeFi platform. It has usage, utility, and scalable tokenomics that classifies MUTM as one of the top cryptocurrencies and a DeFi crypto ready to deliver long-term results.

The lending and borrowing contracts offered by Mutuum Finance are also undergoing an independent audit by Halborn Security. The final codes are also under evaluation to ensure that every contract functions correctly and safely handles the user’s assets. It will ensure platform integrity and investor safety, and will provide platform updates once completed. After that, announcements for testnet launch schedules will also be made, which is one of the most important steps towards full-scale operability for the MUTM platform.
Tokenomics in MUTM include a Buy-and-Distribute mechanism whereby transaction fees on the platform are utilized for buying back MUTM tokens to reward mtToken staking participants. This design directly links increases in value to usage instead of trading volumes. Furthermore, Mutuum Finance has implemented a leaderboard contest for every day, where they reward top contributors with $500 worth of MUTM tokens every day (starting at 00:00 UTC). This not only increases their engagement but also develops their community, hence cementing MUTM as a new breed of DeFi crypto poised for growth.
Mutuum Finance (MUTM) is quickly proving to be the best crypto to buy now. It has already raised almost $19 million in its presale, with Phase 6 near sold-out at $0.035 per token. The V1 testnet launch on Sepolia will then provide full DeFi functionality, including full support for lending, borrowing, interest-bearing tokens, and automated liquidation. Furthermore, independent security assurance from Halborn Security removes any doubts about its reliability and authenticity. Last but not least, its novel tokenomics and reward structure are additional factors driving adoption. Therefore, investors looking to gain early access to this new “high-utility” and high-upside DeFi crypto need to act fast to acquire MUTM tokens before prices go up to $0.04 in Phase 7, making it the best crypto to buy now.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance