XRP Price Prediction: Could Ripple Hit $15 Soon as SEC Labels Delays “Procedural, Not Rejection”?

Ripple’s XRP pulled back to around $3.05 after testing $3.10 this week, yet recent comments from SEC Commissioner Caroline Crenshaw have reignited bullish debates. Crenshaw emphasised that delays in evaluating spot XRP ETF applications are “procedural, not rejection,” a phrase that sent XRP Price Prediction threads surging across social feeds. 

With more than ten issuers including Franklin Templeton and Bitwise awaiting green lights, traders now watch August and October deadlines as potential launch windows. If history repeats, Bitcoin and Ethereum ETF rollouts, XRP could see a flood of institutional capital that pushes the market cap past $300 billion and the price toward $15.

SEC’s “Procedural” Delays Fuel Optimism

Commissioner Crenshaw clarified that the SEC’s extended review periods follow a set process rather than a refusal, a nuance many investors missed until now. It was reported that SEC staff issued multiple requests for additional data rather than outright denials, meaning each application remains in play. 

Bloomberg’s analysts Eric Balchunas and James Seyffart assign a 75 % chance of spot XRP ETF approval by October, citing similar regulatory paths for Bitcoin and Ether that preceded 100 % gains over six months.

On-chain metrics back these forecasts. Santiment data shows whale addresses those holding at least one million XRP rose to 2,765 this week, up 10 % since June and controlling 81 % of the circulating supply. Daily active addresses jumped from 210,000 to 254,000 over the past seven days, hinting at renewed network interaction. 

All these signs feed into a stronger XRP Price Prediction model, one where $5 feels overdue and $15 becomes plausible in a full ETF‑driven cycle.

Chart Signals Point to a $5–$7 Range First

XRP’s spot chart reveals a clear pattern: four failed breaks above $2.94 have formed a tightening wedge underpinned by higher lows at $2.85. Trading desks mark a decisive weekly close above $3 as the flip from accumulation to distribution zones. 

If that level holds through the ProShares XRP Futures ETF launch on July 18, price could swiftly move to $3.50, a barrier last visited in April, before climbing to $5 by year-end. That move alone implies a 70 % upside from current levels.

Market makers are already quoting tight bid‑ask spreads, preparing to widen once ETF approvals align with quarterly rebalancing, a scenario known to trigger three‑digit percentage rallies in top cryptos.

Hedge XRP’s ETF Play with PayFi Upside

Bullish momentum builds around XRP’s ETF pathway, and price prediction models now include a strong case for $5–$7 within months. Yet every regulatory win invites fresh competition and potential sales‑the‑news events. 

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