If You'd Invested $1,000 in XRP 3 Years Ago, Here's How Much You'd Have Today
Key Points
XRP intends to make cross-border payments faster and cheaper.
The crypto's volatility makes it hard to store value.
The cross-border payments market is expected to grow a lot in the coming years.
- 10 stocks we like better than XRP ›
Since Bitcoin became mainstream, there has been an influx of new cryptocurrencies. In most cases, these cryptocurrencies have little to no tangible use for the public and are nothing more than pump-and-dump schemes for their creators and insiders.
However, a few non-Bitcoin cryptocurrencies have gained traction and present real-world use cases, with XRP (CRYPTO: XRP) being one of them. At the time of writing, XRP's price sits at $2.20. That's up 465% in the past three years, meaning a $1,000 investment made then would be worth around $5,650 today.
Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue »
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So what exactly does XRP do?
XRP was created with the goal of making cross-border transactions faster and cheaper. Right now, most cross-border transactions are costly because they involve multiple financial institutions, including local banks and correspondent banks. The cost to send money can be as high as 7% in some cases. By removing intermediaries, XRP can make these transfers virtually instantly for fractions of a cent.
XRP's use case hasn't caught on in the mainstream, but the projected growth of the cross-border payments market has kept optimism high among XRP enthusiasts.
Like any cryptocurrency, XRP's volatility makes it challenging to store value. However, it stands out among cryptocurrencies for its mission and real-world use case.
Should you invest $1,000 in XRP right now?
Before you buy stock in XRP, consider this:
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*Stock Advisor returns as of December 1, 2025
Stefon Walters has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Bitcoin and XRP. The Motley Fool has a disclosure policy.
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