Summer’s Best New Coins: Over 70% Sold as Whale Activity Ramps Up Ahead of the Phase 6 Price Increase

Summer is hot, but these coins are hotter — and none are gaining traction faster than Mutuum Finance (MUTM). As the crypto market enters a fresh wave of altcoin enthusiasm, retail and institutional investors alike are tracking one name with growing urgency. Mutuum Finance (MUTM) is currently priced at $0.03 in Phase 5 of its presale, with over 73% of the allocation already sold. More than $12.2 million has been raised from a growing community of 13,200+ holders — and the token’s next jump to $0.035 in Phase 6 is just around the corner. That’s a 20% rise that early entrants are racing to secure before it disappears.

With whale wallets rotating out of larger caps like Avalanche (AVAX) and Bitcoin (BTC), and Twitter engagement surging past 12,000 followers, the presale window is rapidly narrowing for what’s becoming the most-watched DeFi launch of the summer.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) will bring together two complementary lending systems — a peer-to-contract (P2C) and a peer-to-peer (P2P) model — built to support a wide range of investor strategies. In the P2C design, depositors will be able to place assets such as DAI, USDT, ETH, MATIC, or AVAX into smart contract pools, earning passive returns from borrowers who will interact directly with the protocol. These pools will automatically adjust interest rates based on usage, providing consistent incentives for liquidity providers while offering scalable borrowing access.

On the other side, the P2P setup will be tailored for custom loan arrangements. Here, lenders will extend riskier assets — such as DOGE, PEPE, or similar meme coins — under individually negotiated terms. Borrowers and lenders will agree on interest rates, loan durations, and collateral levels, enabling one-on-one deals that cater to niche tokens and higher risk appetites. 

Layer-2 functionality will sit at the heart of Mutuum Finance (MUTM)’s long-term plan. By integrating Layer-2 scaling technology, the platform will dramatically reduce gas fees, speed up transaction finality, and enable seamless onboarding for smaller DeFi users. This upgrade will be critical to reaching mass adoption — and will go live in sync with the token listing. The beta version of the Mutuum Finance (MUTM) platform is scheduled to launch alongside the token, ensuring immediate functionality and a clear transition from presale speculation to real-world usage.

Whale Rotations, Analyst Projections, and the $100K Early Support Giveaway

The excitement surrounding Mutuum Finance (MUTM) isn’t just hype. Industry experts known for accurately predicting the breakouts of Dogecoin (DOGE) and XRP are now tracking MUTM with renewed focus. One respected analyst forecasts the token could reach $0.30 by Q2 2026, representing a 5x surge from the expected listing price of $0.06 and a 10x gain from today’s presale valuation of $0.03.

This kind of projection isn’t without precedent. For example, an investor who committed $2,000 during Phase 1 at $0.01 secured 200,000 tokens. Today, that stake is already valued at $6,000, delivering a 200% return before any public trading has even started.

If momentum continues as forecasted, the same holding would be worth $60,000 at the analyst’s target price—equivalent to a 30x return on the initial investment. These numbers become even more compelling when compared to the stagnant performance of many large-cap assets. That’s exactly why whales and institutional investors are reallocating profits from established tokens into high-upside opportunities like Mutuum Finance (MUTM).

Mutuum Finance (MUTM) is also rewarding its early believers. A $100,000 giveaway is live for presale participants, with ten winners each set to receive $10,000 worth of MUTM tokens. Only those who join before the listing will be eligible, further fueling urgency among buyers. On the trust and transparency front, Mutuum Finance (MUTM) is fully audited by CertiK, with a Token Scan Score of 95.00 and a Skynet Score of 77.5 — confirming the security of its infrastructure at the contract level.

With a real product rolling out at launch, a dual lending engine generating native yield, a decentralized stablecoin system in development, and protocol revenue directed back to stakers through buybacks and dividends, Mutuum Finance (MUTM) is shaping up to be a long-term infrastructure layer, not just another short-term token.

Time Is Running Out Before the Phase 6 Surge

With 73% of Phase 5 already sold and over $12.2 million raised, the remaining supply at $0.03 is shrinking fast. The jump to $0.035 in Phase 6 represents a +20% increase — and marks the end of the sub-$0.035 pricing window. Smart capital is entering fast, and social metrics are exploding. For those looking to secure exposure to a real DeFi ecosystem at the ground level, the timing could not be clearer.

Mutuum Finance (MUTM) is proving to be one of the strongest contenders of the summer, offering yield, utility, and upside in one package — and once Phase 6 begins, this pricing opportunity will be gone.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance