Retiring With a Government 457? How to Decide Between Your 401(k), 457, and Roth Conversions for That Unused Leave Payout

Source Motley_fool

Key Points

  • Government 457 plans can offer rare penalty-free early access, which is crucial if you may tap funds before 59½.

  • Comparing each account’s fees, investment options, and Roth-conversion tax impact can change where that payout belongs.

  • The $23,760 Social Security bonus most retirees completely overlook ›

Retiring from government service raises big questions about where unused leave payouts should land. Explore how 457 flexibility, 401(k) access rules, fees, and Roth-conversion taxes interact. Watch the video below to see how these choices can shape long-term retirement options.

*This video was published on Jul. 8, 2026.

Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »

The $23,760 Social Security bonus most retirees completely overlook

If you're like most Americans, you're a few years (or more) behind on your retirement savings. But a handful of little-known "Social Security secrets" could help ensure a boost in your retirement income.

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Disclaimer: For information purposes only. Past performance is not indicative of future results.
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