FTX Customers to Receive Up to 120% in New $900 Million Payout

FTX is paying its creditors again. The fifth distribution is worth about $900 million and is scheduled for July 31. Most will get back more than 100% of what they were owed.

The money comes from the FTX Recovery Trust, the team winding down the failed exchange. Creditors should receive their cash within 1 to 3 business days.

What the Fifth Distribution Pays Each Group

The payout follows FTX’s court-approved bankruptcy plan. The plan ranks creditors and sets how much each gets. FTX shared the figures in a Friday statement and on its official account.

FTX announced it will begin its Fifth Distribution of ~$900 million on 7/31/26 to holders of allowed claims in the Plan’s Convenience and Non-Convenience Classes that have completed the pre-distribution requirements.

— FTX (@FTX_Official) July 17, 2026

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Here is the split. FTX’s international customers get 9% more, reaching 105% of their claim. US customers get 5% more, also hitting 105%. Other creditor groups reach 103%. The smallest accounts get the most, a full 120%.

This is the fifth payout since 2025. Four earlier rounds have already paid about $10 billion, including a $2.2 billion round in March.

Why Some Get More Than 100%

Passing 100% is rare in bankruptcy. Most collapsed exchanges pay back only a fraction. Here, FTX repaid the full claim, then added interest on top.

FTX will distribute ~ $900m on 31st JulyClaims > $50k: 9% Total = 105%Allowed claims <$50k (not previously paid) Total = 120%

— Sunil (FTX Creditor Champion) (@sunil_trades) July 17, 2026

Sunil Kavuri is one of the most vocal FTX creditor activists, said to have lost approximately $2.1 million in the 2022 exchange collapse.

The rate is 9% a year. It runs from FTX’s collapse in November 2022 under founder Sam Bankman-Fried.

The wind-down, led by restructuring veteran John Ray III, gathered more than $14 billion. It sold assets early, like its stake in AI firm Anthropic, for about $1.3 billion. They would be worth far more today.

There is a catch. Claims are valued at 2022 prices. Crypto has climbed a lot since then. So many who took cash lost out versus holding.

The bigger 9% boost for international customers closes a gap. They had trailed US creditors. Some also faced fights over foreign claims earlier on.

One group stands out. Preferred shareholders get a second payment on July 31. It adds $18 million, for $95 million so far. Shareholders almost never see money in a bankruptcy.

What Happens Next

FTX has not set a date or size for the sixth payout. It says more details will come. Bought claims, like those from FTX claims markets, must wait 21 days to qualify.

FTX also warns of scams. It says it will never ask you to connect a wallet.