Best Crypto to Buy for Long-Term Gains: Investors Favor This Token Under $0.05 Over Shiba Inu (SHIB), Here’s Why

As the market grows in 2025, investors are increasingly seeking a crypto to buy now that combines strong fundamentals, real-world utility, and long-term growth potential. While Shiba Inu (SHIB) has held headlines with its viral community momentum, a new DeFi token priced under $0.05 is quickly becoming the preferred choice for serious investors. 

Mutuum Finance (MUTM) is currently in Phase 6 of its presale, with over 70% of tokens sold at $0.035 per token, signaling strong market confidence. Built on an innovative dual-lending model that merges Peer-to-Peer agreements with Peer-to-Contract liquidity pools, Mutuum Finance offers both scalability and sustainable returns. Analysts and early adopters are highlighting it as the best cryptocurrency to invest today, presenting a better alternative to hype-driven tokens and a strategic play for long-term gains.

Shiba Inu (SHIB) Price Forecast: Below $0.00001 Offers Bullish Opportunity

Shiba Inu (SHIB) recently fell below $0.00001, offering what most perceive as a perfect entry point for bulls. The very low price level could induce fresh buying pressure as investors hunt for possible short-term bounces or speculative relief rallies. Though SHIB is still a retail-dominant token with strong support, its volatility indicates that one needs to look beyond meme-coin assets to projects that have good fundamentals as well. 

As traders ponder where SHIB is headed next, many are watching rising DeFi token Mutuum Finance (MUTM) build serious momentum. 

Mutuum Finance Poised for Considerable Growth

Mutuum Finance (MUTM) is set to be among the most promising 2025 cryptocurrencies to keep an eye on. Its presale has been nothing short of spectacular, amassing $17.7 million in Phase 6 from 17,330 investors and with over 70% of the phase sold already.

This immense momentum has created strong investor interest, and Mutuum Finance is considered the best cryptocurrency to invest today, a top pick for investors looking for access to high-potential blockchain projects with concrete utility. Phase 6 is available to purchase at the lowest price of $0.035 for MUTM. Missing an entry here means buying nearly 15% higher in phase 7. 

One of the most important milestones of Mutuum Finance’s DeFi life is the soon-to-be-released lending and borrowing protocol that will revolutionize the field. V1 is due in Q4 2025 on the Sepolia Testnet and will feature core DeFi functions like liquidity pools, mtTokens, debt tokens, and the Liquidator bot. USDT and ETH will be natively integrated from day one for collateral, lending, and borrowing, supporting secure, scalable, and quick multi-asset DeFi trading. All of these advancements further solidify MUTM as a top cryptocurrency among investors looking for the best cryptocurrency to invest today.

MUTM Leaderboard Spikes Community Enthusiasm

Mutuum Finance presale leaderboard has been attracting huge interest from investors interested in taking the number one position. Within the last 24 hours, the largest players have invested $12,538, $11,667, $1,027 consecutively in MUTM tokens, which reflects increasing grassroots support.

The leaderboard rewards competition with a $500 MUTM incentive daily for the leading buyer in rank. Members become eligible by making at least one purchase in a 24-hour timeframe. The gamified method has fueled presale action and community activity, signaling increasing popularity among investors in MUTM.

While Shiba Inu (SHIB) is still in fashion, Mutuum Finance (MUTM) is making a move as the top crypto to buy now for long-term development. At $0.035 in Phase 6, more than $17.7 million raised, and sold out to over 70%, MUTM has a dual-lending DeFi model with the backing of enormous community support for scalability and practical real-world use.

With its Q4 2025 lending and borrowing protocol launch and leaderboard rewards, Mutuum Finance offers early movers the opportunity to get tokens at the cheapest price prior to its subsequent grand-sized growth stage, positioning it as a top crypto to buy now.

For more information regarding Mutuum Finance (MUTM) please use the following links:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance