Got $500? 3 Retail Stocks to Buy and Hold for Decades.

Source The Motley Fool

Key Points

  • TJX stock has not experienced a negative annual return in stock price for 16 consecutive years.

  • Walmart is the world's largest retailer by revenue, and its stock isn't going anywhere anytime soon.

  • Dollar General experienced rough years in 2023 and 2024, but it has bounced back strongly in 2025.

  • 10 stocks we like better than TJX Companies ›

Retail stocks can be sensitive to economic shifts, but several major retailers have proven they can perform across both downturns and growth cycles. Companies such as TJX Companies (NYSE: TJX), Walmart (NASDAQ: WMT), and Dollar General (NYSE: DG) remain pillars in the U.S. retail economy.

If you have $500 in available cash that isn't needed for an emergency fund, monthly bills, or short-term debt, you may want to consider buying and holding one or all three of these retail stocks.

Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue »

A couple shopping at a store, checking out with a cashier.

Image source: Getty Images.

1. TJX remains the retail leader of off-price apparel and home goods

Having outperformed the S&P 500 for the last two years as of Dec. 12, TJX is undeniably one of the best retail stocks, having consistently delivered gains for over 15 years.

Consisting of off-price retail stores such as TJ Maxx, Marshalls, and HomeGoods, the company offers a variety of products for every season at discounted prices.

2. Walmart continues to dominate retail, now expanding into AI shopping

Walmart's stock price was reduced to $58.52 per share in February 2024, following its stock split. The retail giant has already essentially doubled that price, sitting at $116.70, as of Dec. 12.

Two months prior, Walmart agreed to a partnership with OpenAI , allowing ChatGPT users to soon search for and purchase goods directly within the artificial intelligence (AI) app, further distancing itself from the competition.

3. Dollar General plans a massive expansion in 2026

Dollar General's stock is up 75% in 2025, as of Dec. 12, making a strong rebound from its 70% decline over the prior two years.

After restructuring its executive team throughout the winter, the discount retailer is optimistic about 2026, with plans to open 450 new U.S. locations next year.

The retail industry is dependent on these companies

The key takeaway here is that TJX, Walmart, and Dollar General have all demonstrated adaptability across various consumer spending patterns. If you have $500 to invest in retail companies today, any one of these three can be ideal for your shopping bags, and for your portfolio.

Should you buy stock in TJX Companies right now?

Before you buy stock in TJX Companies, consider this:

The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and TJX Companies wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.

Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $509,039!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,109,506!*

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*Stock Advisor returns as of December 22, 2025.

Adé Hennis has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends TJX Companies and Walmart. The Motley Fool has a disclosure policy.

Disclaimer: For information purposes only. Past performance is not indicative of future results.
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