Ripple (XRP) Holders To Wait Longer For Profits As Experts Call This Cheap Crypto December’s Hidden Gem

Source Cryptopolitan

Ripple investors have been dealing with a pattern that is only too familiar, where the price is falling behind the influx of capital as well as the development of infrastructure. XRP has still been pulling in institutional investment as well as regulated investment products, yet the market price is being held in a range around significant support areas.

At the same time, those involved in crypto investing who are looking for what crypto to buy are increasingly looking at opportunities in the early stages of DeFi that are priced below $0.05. One such top crypto that is getting this type of rotation is Mutuum Finance (MUTM), which is a new crypto that is priced below $0.05.

XRP Price Compression Despite Broadening Access

XRP is trading around $2.02, just above the support level of $2.00. The inflows of capital into its market have continued to accumulate, with $16.42 million of net inflows registered, as it marked the 19th day of positive rotation. Despite this regular pattern of rotation, the movement of XRP remains stagnant.

While the launch of the 21Shares spot XRP ETF with a TOXR ticker symbol broadens the regulated framework, it still does not prompt an immediate repricing of assets. More infrastructure development is also expanding, as Ripple Labs received conditional support for trust bank operations, paving the way for other services such as custody for RLUSD cash management. This situation prompts some players to look for top crypto to buy today that provide better short-term gain.

Mutuum Finance Presale

Mutuum Finance (MUTM) is one of the solutions that is gaining traction as traders shift attention from large-cap indexing to fill a need for a cheap crypto with good mechanics of taking the upside. The current presale amount is $19,500,000, while Total MUTM Holders since presale began is 18,500. Currently, Phase 6 is 98% filled, leaving a small window of opportunity for acquisition at the current price of $0.035. This is despite it being 250%, or 3.5 times, higher since Phase 1 at $0.01.

Phase 6 is selling out quickly, but once slots are allocated, Phase 7 opens at $0.04—a steep 20% change. When launching the MUTM token, the initial selling price will be triggered at $0.06, which translates to a potential gain of 410% for the initial investors. Despite the limited slots left for $0.035, urgency is setting in for traders trying to decide the best crypto to buy this month of December.

Mutuum Finance Leaderboard

Mutuum Finance has also been promoting engagement through a live dashboard that displays the top 50 holders in real-time. A 24-hour leaderboard that is rotated daily has also brought a bit of healthy competition to presales for participation. 

The number one ranked participant for each day is given a $500 bonus for MUTM, as long as there is a transaction made within that 24 hour period. This is achieved by a reset of the leaderboard each day at 00:00 UTC. This is a step that takes Mutuum Finance closer to more traders looking for the current best crypto to buy.

Stablecoin Vision

Mutuum Finance is also defining a more long-term utility chain that focuses on developing a decentralized stablecoin that is backed by over-collaterized assets. These assets are then aimed at integrating directly with the lending and borrowing system of the Mutuum Finance protocol.

Security preparation is still active, with an independent audit currently being carried out by Halborn Security to examine the final lending/borrowing terms. These developments continue to position Mutuum Finance correctly as a new type of cryptocurrency with emphasis on delivery and growth rather than timing.

While XRP investors remain ready for a matching price with adoption, funds have been transitioning to more reasonably priced investments with better catalysts. Mutuum Finance has been among the key players that investors appear to be searching for in regard to which crypto investment to make as phase 6 draws closer to completion. Investors seeking the best crypto investment before the end of the year have been reacting to the shorter timeframe.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance

Disclaimer: For information purposes only. Past performance is not indicative of future results.
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Gold Price Forecast: XAU/USD drifts higher above $4,200 as Fed delivers expected cutGold price (XAU/USD) gains momentum to around $4,235 during the early Asian session on Thursday. The precious metal extends its upside after the US Federal Reserve (Fed) delivered an expected third consecutive interest rate cut and maintained its outlook for just one cut in 2026.
Author  FXStreet
Dec 11, Thu
Gold price (XAU/USD) gains momentum to around $4,235 during the early Asian session on Thursday. The precious metal extends its upside after the US Federal Reserve (Fed) delivered an expected third consecutive interest rate cut and maintained its outlook for just one cut in 2026.
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Author  Mitrade
Dec 15, Mon
Ethereum is attempting to recover from a $3,026 low but remains below $3,200 and the 100-hour SMA, with a bearish trend line near $3,175 capping rebounds as bulls need a clean break above $3,200 to target $3,250–$3,400, while a drop below $3,050 risks a retest of $3,000 and $2,940.
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Macro Analysts: Hawkish Japan Could Push Bitcoin Below $70KAnalysts predict Bitcoin may face further declines towards the $70,000 mark if the Bank of Japan raises interest rates as expected.
Author  Mitrade
Dec 15, Mon
Analysts predict Bitcoin may face further declines towards the $70,000 mark if the Bank of Japan raises interest rates as expected.
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Bitcoin Slides 5% as Sellers Lean In — Can BTC Reclaim $88,000?Bitcoin has dropped back below $88,000 after rolling over from $90,500, with price still trading under the 100-hour Simple Moving Average. The sell-off found a floor at $85,151, and BTC is now consolidating near that base, but rebounds are facing pressure from a bearish trend line around $89,000. Bulls need to retake $88,000–$89,000 to ease downside risk; failure to do so keeps $85,500–$85,000 and then $83,500 in play, with $80,000 as the deeper “line in the sand.” Bitcoin (BTC) is back in damage-control mode after a sharp pullback wiped out recent gains. The price failed to reclaim the $90,000–$90,500 band, rolled over, and slid through $88,500 before briefly dipping under $87,000. Buyers did show up around $85,000, but the rebound so far looks more like stabilization than a clear trend reversal. Bitcoin dips hard, finds a bid near $85,000(h3) BTC’s latest move lower began when it couldn’t build follow-through above $90,000 and $90,500. Once that upside stalled, sellers took control and pushed price down through $88,500. The slide accelerated enough to spike below $87,000, but the market didn’t free-fall. Bulls defended the $85,000 zone, printing a low at $85,151. Since then, Bitcoin has been consolidating below the 23.6% Fibonacci retracement of the drop from the $93,560 swing high to the $85,151 low — a clue that the bounce is still shallow and that sellers haven’t fully backed off yet. Structurally, BTC is still on the back foot: It’s trading below $88,000, and It remains below the 100-hour Simple Moving Average, keeping short-term trend pressure pointed downward. Resistance is layered, and $89,000 is the problem area(h3) If bulls try to turn this into a recovery, they’ll have to climb through multiple ceilings in quick succession. First, BTC faces resistance around $87,150, followed by a more meaningful barrier near $87,500. From there, the market’s attention snaps back to $88,000 — the level BTC just lost and now needs to reclaim. A close back above $88,000 would improve the tone, but it doesn’t solve the bigger issue: there’s a bearish trend line on the hourly BTC/USD chart (Kraken feed) with resistance near $89,000, which also lines up with the next technical hurdle. If BTC can push through $89,000 and hold, the rebound could extend toward $90,000, with follow-through targets at $91,000 and $91,500. But until price clears that $88,000–$89,000 zone, rallies are at risk of being sold rather than chased. If BTC fails to reclaim resistance, the downside path is clear(h3) The near-term bear case is simple: if Bitcoin can’t climb back above the $87,000 area and keep traction, sellers may attempt another leg lower. Support levels line up like this: Immediate support: $85,500 First major support: $85,000 Next support: $83,500 Then $82,500 in the near term Below that, the major “don’t break this” level is still $80,000. If BTC slips under $80,000, the risk of acceleration to the downside increases significantly — not because it’s magic, but because it’s the kind of psychological and structural level that tends to trigger forced de-risking. Indicators: momentum still leans bearish(h3) The intraday indicators aren’t offering much comfort yet: Hourly MACD is losing pace in the bearish zone. Hourly RSI remains below 50, suggesting sellers still have the upper hand on short timeframes. So while the $85,000 defense held for now, the market hasn’t flipped bullish — it’s just stopped bleeding.
Author  Mitrade
22 hours ago
Bitcoin has dropped back below $88,000 after rolling over from $90,500, with price still trading under the 100-hour Simple Moving Average. The sell-off found a floor at $85,151, and BTC is now consolidating near that base, but rebounds are facing pressure from a bearish trend line around $89,000. Bulls need to retake $88,000–$89,000 to ease downside risk; failure to do so keeps $85,500–$85,000 and then $83,500 in play, with $80,000 as the deeper “line in the sand.” Bitcoin (BTC) is back in damage-control mode after a sharp pullback wiped out recent gains. The price failed to reclaim the $90,000–$90,500 band, rolled over, and slid through $88,500 before briefly dipping under $87,000. Buyers did show up around $85,000, but the rebound so far looks more like stabilization than a clear trend reversal. Bitcoin dips hard, finds a bid near $85,000(h3) BTC’s latest move lower began when it couldn’t build follow-through above $90,000 and $90,500. Once that upside stalled, sellers took control and pushed price down through $88,500. The slide accelerated enough to spike below $87,000, but the market didn’t free-fall. Bulls defended the $85,000 zone, printing a low at $85,151. Since then, Bitcoin has been consolidating below the 23.6% Fibonacci retracement of the drop from the $93,560 swing high to the $85,151 low — a clue that the bounce is still shallow and that sellers haven’t fully backed off yet. Structurally, BTC is still on the back foot: It’s trading below $88,000, and It remains below the 100-hour Simple Moving Average, keeping short-term trend pressure pointed downward. Resistance is layered, and $89,000 is the problem area(h3) If bulls try to turn this into a recovery, they’ll have to climb through multiple ceilings in quick succession. First, BTC faces resistance around $87,150, followed by a more meaningful barrier near $87,500. From there, the market’s attention snaps back to $88,000 — the level BTC just lost and now needs to reclaim. A close back above $88,000 would improve the tone, but it doesn’t solve the bigger issue: there’s a bearish trend line on the hourly BTC/USD chart (Kraken feed) with resistance near $89,000, which also lines up with the next technical hurdle. If BTC can push through $89,000 and hold, the rebound could extend toward $90,000, with follow-through targets at $91,000 and $91,500. But until price clears that $88,000–$89,000 zone, rallies are at risk of being sold rather than chased. If BTC fails to reclaim resistance, the downside path is clear(h3) The near-term bear case is simple: if Bitcoin can’t climb back above the $87,000 area and keep traction, sellers may attempt another leg lower. Support levels line up like this: Immediate support: $85,500 First major support: $85,000 Next support: $83,500 Then $82,500 in the near term Below that, the major “don’t break this” level is still $80,000. If BTC slips under $80,000, the risk of acceleration to the downside increases significantly — not because it’s magic, but because it’s the kind of psychological and structural level that tends to trigger forced de-risking. Indicators: momentum still leans bearish(h3) The intraday indicators aren’t offering much comfort yet: Hourly MACD is losing pace in the bearish zone. Hourly RSI remains below 50, suggesting sellers still have the upper hand on short timeframes. So while the $85,000 defense held for now, the market hasn’t flipped bullish — it’s just stopped bleeding.
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Senate Delays Crypto Market Structure Hearings to Early 2026The Senate Banking Committee has postponed cryptocurrency market structure hearings until 2026, citing ongoing bipartisan negotiations.
Author  Mitrade
19 hours ago
The Senate Banking Committee has postponed cryptocurrency market structure hearings until 2026, citing ongoing bipartisan negotiations.
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