PEPE is one of the most popular meme coins. However, it has delivered mixed results for its community since its launch. Once a major focus for speculative trading, it has been under a lot of selling pressure in recent weeks, which has seen the price dip over 26% in the past month alone.
Despite this selling pressure, small PEPE investors remain hopeful. Meanwhile, the whales have been dumping their tokens amid the bearish conditions in the current market. That has made the dream of a rise to $1 an even more distant one.
Amid this drop in the price of PEPE, investors are looking elsewhere for growth. According to analysts, a good number of PEPE whales are streaming into the next source of growth in the crypto sector. Their focus right now is Mutuum Finance (MUTM), a DeFi project that is packed full of utility.
The project is forecast to deliver some massive gains for its community, with analysts projecting gains of 22x or higher when the tokens go live. So far, the MUTM token presale has been a massive success, which has bolstered analysts’ confidence in their predictions.
Mutuum Finance (MUTM) has raised over $11.2 million in its ongoing presale so far. The presale is in phase 5, where tokens are going for $0.03 each, which is a 20% increase from the phase 4 price of $0.025. In the upcoming phase 6 of the presale, the token price will go up by 16.67% to $0.035.
The presale price has been going up since phase 1, when tokens were selling for $0.01. This gradual price increase is expected to continue until the listing price of $0.06. It is designed to ensure that the earliest supporters of the project get the biggest gains.
Tokens in the current phase are going for a 50% discount on the planned listing price, which has been a major driver of participation. So far, around 12,450 buyers have secured their MUTM tokens in the presale. Due to the massive discount, 50% of the tokens set aside for phase 5 of the presale have been sold, less than a month after they launched.
Another major catalyst for the presale is the expected launch of a beta version of the platform on day one of the token listing. This beta version launch is forecast to generate a lot of organic discussions on social media, which will boost visibility for the MUTM tokens.
As people explore the beta platform and discover all the wonderful features that Mutuum Finance (MUTM) has to offer, it will inspire them to add to their piles. Additionally, it will convince doubters that this is a genuine project, and they will finally get their tokens, minus the 50% discount that is available in the current phase of the presale.
Besides the beta version launch, the fact that Mutuum Finance (MUTM) is CertiK audited has been a critical factor in the success of the presale so far. The project has received a Token Scan Score of 95 from CertiK, which continues to drive presale participation numbers to new heights.
Mutuum Finance (MUTM) is a blockchain-based lending protocol where users can participate as borrowers, lenders, or liquidators. As lenders, they deposit their funds in the protocol to earn interest as passive income. The interest, or annual percentage yield (APY), is based on the pool utilization rate.
As the activity in a given pool rises due to borrowers taking loans, the interest rate in that pool starts to rise. That pushes borrowers to repay their loans, while also incentivizing lenders to deposit more assets in the pool to benefit from the rising yields in the pool.
The process raises liquidity in the pools, which ensures the long-term stability of the ecosystem. At the same time, it lowers the interest rate, which attracts borrowers to take affordable loans. This process creates a positive feedback loop that ensures optimal capital efficiency.
The protocol features numerous protections for lenders’ capital. One of these protections is overcollateralization, which entails borrowers depositing assets of a higher value than the loan they take. The exact level of the overcollateralization is based on various factors individual to each asset.
For instance, when USDT is used as collateral, 1 USDT may be allowed to borrow up to 75% of its actual value. The reason for this is that USDT is known to be stable and poses no challenges for the protocol’s stability. For another asset that has higher volatility, that level might be placed at around 40%. This ensures that there is enough of a buffer to deal with any sudden dips in the value of collateral by liquidators.
Mutuum Finance (MUTM) is an awesome project, and the MUTM tokens could be your best bet at massive gains in 2025. With a 50% discount available right now, this is one opportunity you should not miss.
For more information about Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com/
Linktree: https://linktr.ee/mutuumfinance