The Bitcoin market is showing all signs of a major bear market. The price has declined by 30% in a week, briefly dipping lower than the $61,000 mark and currently trading 50% lower than its all-time high. Such a sharp fall has raised concerns that Bitcoin may not have hit rock bottom, and major support levels are being tested.
In such a scenario, seasoned investors look beyond the market and identify new projects with strong fundamentals, built during the bear market. For many, the answer is Mutuum Finance (MUTM), a new DeFi crypto that is making waves and regarded by many as the next big crypto to buy in the coming days.
The Bitcoin market is in a major bear phase. The key indicators show a bearish market, and the Bitcoin price is declining significantly. The Relative Unrealized Loss ratio has surged to 24%, which puts the market in a bear phase. While some investors are buying during the lower prices, major investors are distributing their holdings, which may not help the market in a major turnaround.
Experts have suggested that the market may not hit rock bottom until mid 2026, and prices may fall in the range of $45,000 to $50,000. Such a market environment makes high-risk, high-hype tokens a bad choice and forces investors to look at tokens with working products.

While many new tokens are just an idea, Mutuum Finance has already become a working protocol. The V1 lending and borrowing protocol is already working on the Sepolia testnet, a major achievement for the token before its launch. On the testnet, anybody can test drive how it all works using pretend assets. This ensures that the underlying technology for lending and borrowing is ready to go. This level of maturity prior to the mainnet launch is unprecedented and greatly reduces the risks for investors. This is why MUTM is an exceptionally promising new cryptocurrency that is able to stand out from the crowd of hype and empty promises.

The Mutuum Finance presale is a unique opportunity. As can be seen from the data, the project has managed to attract over $20.4 million from over 19,000 holders so far. Now, the project is currently in Phase 7, where the tokens are priced at $0.04. This phase is moving rapidly, and it is the last opportunity to buy the tokens at this price level. As soon as it is sold out, the next phase, Phase 8, will be priced at $0.045. The official launch price is set at $0.06.
However, as can be calculated by the working product and the strong community, the real gains can be made immediately after the listings on the exchanges. A logical and conservative prediction would be that the token would reach the level of $0.48 within a few days after the official launch. This would be a 12x gain from the current level of $0.04. For example, if an investor decides to put $500 into the project, it would reach $6,000.
One of the most important features that can sustain long-term demand for the protocol is its reward system. A portion of all fees collected from lending and borrowing activities on the platform is automatically used to purchase MUTM tokens on the market, which are then used as additional rewards for users who choose to stake their assets with the safety module.
This creates a powerful feedback loop: the more users who come onto the platform, the higher the fees, and the more MUTM tokens can be purchased and awarded to loyal users who hold their assets with the safety module. For example, if you stake $2,000 with the safety module, you can earn an estimated 5-8% returns per year in additional MUTM tokens, making it one of the top crypto to buy now for those seeking compounded returns.
For those seeking a safe and secure investment strategy, Mutuum Finance offers one of the best investment opportunities based on fundamentals alone, particularly in a fearful market. Given the uncertain path for Bitcoin, investing in a high-potential project like MUTM, with its strong utility and presale, is one strategy many investors are using. Furthermore, it is one of the few projects out there that offers investors the ability to be part of the protocol itself, rather than just another token, and be part of the foundation for the next crypto market cycle.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance