Best Crypto To Buy Now: 3 Alternatives To XRP Set To Yield Bigger Gains This Year

XRP has long dominated discussions about cross-border payments, but its growth has stalled near $3.15 due to consolidation and rising transaction fees. Traders eye alternatives promising sharper moves and fresh catalysts. One is Hyperliquid’s HYPE token, riding institutional demand and a tight $35–$45 trading band with whale‑sized orders piling up. 

Stellar’s XLM, fresh off a 104 % July surge and on the cusp of a golden cross, shows on‑chain strength with DeFi TVL hitting $10.3 billion. And Remittix (RTX), priced under $1 with live payment rails and a time‑sensitive $250,000 giveaway, offers real‑world utility. For those seeking the Best Crypto To Buy Now beyond XRP, these three tick every box.

HYPE’s Institutional Landing Pad

Hyperliquid’s HYPE has cemented itself as more than a meme number—institutions are stacking both spot and futures around $35–$45, forming a new price floor. Analysts note that while the odds of a move to $69.69 by September are slim, the token’s tight range and growing FDV provide a setup for asymmetric upside. 

For investors hunting for the Best Crypto To Buy Now, HYPE’s institutional embrace and locked‑in support make it a standout.

XLM’s Golden Cross Momentum

Stellar’s XLM has doubled from $0.25 to above $0.50 in July, driven by explosive volume and major protocol upgrades. DeFi TVL on Stellar’s network reached $97.7 million this week, a record high that underscores growing protocol engagement.  

PayPal execs have praised Stellar’s ISO 20022 alignment, and protocol‑23 voting looms, promising on‑chain governance upgrades. For those seeking the Best Crypto To Buy Now, XLM’s institutional alignment and technical edge suggest it can outpace XRP in a grind higher.

Remittix’s Utility‑First Surge

Remittix (RTX) trades at $0.0876 with over 575 million tokens sold and $17.8 million raised. Its upcoming Q3 2025 wallet beta unlocks direct crypto‑to‑bank transfers in more than 30 countries, settling payments in under two minutes. Whale deposits jumped 45 % over five days as investors rotate from stagnant altcoins. 

Five reasons RTX stands out:

• Proven infrastructure: live pilot payouts across West Africa
• Mass‑market rails: ideal for freelancers, remitters, and global earners
• Audited by CertiK: institutional‑grade security
• Deflationary tokenomics: fee burns support scarcity
• Time‑sensitive incentives: 50 % token bonus and $250,000 giveaway

These features give Remittix a clear use‑case advantage over both XRP and many Altcoins lacking real payment rails. For those hunting the Best Crypto To Buy Now, RTX’s sub‑$1 price and imminent listings could fuel big gains before utility narratives catch up.

A Basket Beyond XRP

XRP’s top‑tier status faces headwinds from high fees and stalled on‑chain growth. HYPE’s institutional backing, XLM’s golden cross momentum, and Remittix’s working payment rails represent three distinct paths to outperform XRP’s sluggish range. 

Allocating capital across HYPE for institutional‐driven momentum, XLM for technical breakouts, and RTX for real‑world utility and community incentives may capture both rapid gains and lasting adoption. As the market pivots from pure payments tokens to diverse use cases, these three emerge as the Best Crypto To Buy Now for those seeking bigger gains this year.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway