Best Crypto to Buy as XRP Eyes $3 Again Amid Strong Whale Accumulation

Ripple’s XRP is once again drawing attention as whale investors pile in, signaling renewed confidence in its long-term potential. However, while XRP remains a staple for many portfolios, growing buzz in the crypto community points toward Mutuum Finance (MUTM), a DeFi token currently in Phase 6 of its presale, with over 70% already sold out at $0.035 per token. 

Mutuum Finance is quickly emerging as one of the best cryptos to buy right now, thanks to its dual lending model that integrates Peer-to-Contract liquidity pools and Peer-to-Peer lending, creating a more flexible, capital-efficient ecosystem. With over $17 million raised and a fast-selling presale, analysts see Mutuum Finance following a trajectory similar to early-stage DeFi giants, making it a standout choice for investors seeking the next major altcoin before the 2025 bull market kicks off.

XRP Soars as Whales Buy and ETF Frenzy Intensifies

Following a series of weeks of consistent downtrends, XRP has gained momentum once again, over 4% above recent levels as whale investors bought unprecedented quantities of the token. The subsequent decline in open interest in XRP futures to a level last seen in June is a warning that speculative trading is on the retreat, a signal that long-term investors are asserting themselves. 

In addition to the solid narrative, Ripple’s planned $1 billion treasury increase and increasingly prevalent talk of the possible XRP ETF have reignited long-term expansion hopes through 2025. With investor morale back and institutional interest still gathering pace, much of the market is also starting to explore Mutuum Finance (MUTM), a fast-growing project that’s gaining attention right alongside the likes of XRP.

Mutuum Finance Presale Growth

Mutuum Finance (MUTM) is among the best cryptocurrencies to invest in the DeFi ecosystem. The project is becoming increasingly popular with high-profile investors and even falls under the top crypto to buy this year. The project has already achieved its 6th presale level, and the token already broke through to $0.035 after it rallied 16.17% from stage 5.

Growing investor interest has watched more than 17,330 investors invest more than $17.7 million so far in the presale. Phase 6 is currently 70% sold out but still has time to be filled with the countdown still on for investors to be included in the project before the phase becomes completely sold out. Missing phase 6 means paying 14.28% more when stage 7 kicks off at $0.04. 

Lending & Borrowing Protocol Debut 

The project will unveil its much-awaited lending and borrowing protocol, a monumental step towards reshaping DeFi. V1 will be launched on the Sepolia Testnet in Q4 2025 and have some of the most important functionalities at the forefront of decentralized finance, such as liquidity pools, mtTokens, debt tokens, and liquidator bot. USDT and ETH will be featured on the launch date and subsequently become available for collateral, borrowing, and lending, offering a secure and hassle-free user experience.

Mutuum Finance leaderboard is interesting record level investment by the investor base in the wake of its crowd-based reward platform. Largest purchasers in the past 24 hours alone have ordered $12,538, $11,667, and $1,027 worth of MUTM tokens each, illustrating increasing mania and frenzy on the platform. Top investors earn a $500 MUTM token day reward in an effort to boost repeated investment and long-term commitment.

Ripple (XRP) is up again thanks to whale purchases and new optimism regarding an XRP ETF. However, while still popular with the markets, analysts recommend Mutuum Finance (MUTM) as the best crypto to buy today.

Now in Phase 6 of presale and 70% sold out, MUTM is currently priced at $0.035 and has rallied $17.7M from over 17,000 investors. With its dual-lending mechanism of Peer-to-Peer and Peer-to-Contract platforms, MUTM provides robust real-world DeFi utility, a feature that differentiates it from meme and hype tokens.

Mutuum Finance V1 protocol goes live on Sepolia Testnet in Q4 2025, with ETH and USDT lending, mtTokens, and liquidators. Presale leaderboard rewards and quick presale see people adding MUTM to the list of cryptos to watch this year.

For more information regarding Mutuum Finance (MUTM) please use the following links:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance