XRP rose primarily because lower oil prices and Treasury yields lifted the broader cryptocurrency market.
The crypto token gained 5.5% in the last 24 hours.
XRP (CRYPTO: XRP) is up 5.5% in the last 24 hours as of 1:41 p.m. ET on Monday, Sept. 21, 2026, as falling oil prices and Treasury yields sparked a broad market rebound.
The S&P 500 and the Nasdaq Composite were up 1.4% and 2%, respectively.
Missed AI’s "Act 1"? Act 2 Could Be 15x Bigger. Most investors think they missed the AI boat because they didn't buy Nvidia in 2005. But according to our analysts, we’re only at the end of "Act 1"—the R&D phase. "Act 2" is the global rollout. Continue »
Oil prices surged to their highest levels in months last week, with Brent Crude, an international benchmark, topping $109 a barrel. As traders worried this would drive already stubborn inflation higher, U.S. Treasury yields also spiked, with the 10-year reaching 5.04%.
On Monday, oil prices and Treasury yields fell. Positive signals from the Middle East drove Brent Crude below $100 a barrel, and the 10-year Treasury yield hit 4.96%.
XRP is sensitive to movements in the bond market. Typically, higher rates lead investors out of risky assets like cryptocurrencies, while falling rates lead them back in.
The changing macro environment, mixed with positive regulatory news at the end of last week, has led to a multi-day rally for the banking token.
Image source: Getty Images.
There's certainly a lot to like for Ripple, the company behind XRP, but I'm not sure it will translate to XRP in the way investors are hoping.
Before you buy stock in XRP, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and XRP wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $387,158!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,365,749!*
Now, it’s worth noting Stock Advisor’s total average return is 932% — a market-crushing outperformance compared to 211% for the S&P 500. Don't miss the latest top 10 list, available with Stock Advisor, and join an investing community built by individual investors for individual investors.
See the 10 stocks »
*Stock Advisor returns as of September 21, 2026.
Johnny Rice has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends XRP. The Motley Fool has a disclosure policy.