There are numerous rapid moves to the presale in the crypto market in 2025, although very few have reached the same speed that investors are currently observing. One token with a price of $0.035 has surpassed the allocation rate of 96% and has attracted buyers who hold the view that a massive boom would follow after the last supply of the tokens. The initial momentum is mounting pressure and there are so many investors who are attempting to enter before Phase 6 permanently closes.
Mutuum Finance (MUTM) is a protocol that is developing a decentralized lending and borrowing system that is based on a trust-worthy smart contract system. Two lending paths are used in the system. The former is a model that is pool based requiring lenders to put in their assets and get back in the form of mtTokens. These mtTokens accrue interests as members of the borrower base do, hence users are able to view obvious yield increase over time.
The second route facilitates immediate borrowing that has adjustable type of rates and loan to value options. Borrowers are able to position themselves according to their strategy and the protocol will monitor collateral levels at any point in time. When a loan falls below the proper range of safety, the liquidation process becomes effective. Repaying a portion of the debt at a discounted value of the collateral that is given by the liquidators helps stabilize the system at different times of the market.
One of the most powerful funding runs of the year has become the Mutuum Finance’s presale. Already, the protocol has raised over $18.9 million and attracted an excess of 18,200 buyers. The amount of tokens bought has been approximately 790 million out of the 1.82 billion that are allocated to all presale stages.
Phase 6 currently stands at 96% becoming allocated at one price of $0.035. This represents an increase of 250% on the Phase 1 entry of $0.01. The formal introduction point will be placed at $0.06, something that will position the initial Phase 1 members at 500% growth.
The 24 hour leader board keeps the new buyers going. The best contributor of every day is awarded with $500 in MUTM. This has been seen by many investors as an indication that the rate of participation is going to rise further due to increasing demand.
The Pre-sale demand has also been steadily rising. Having less than 4% of the Phase 6 tokens, some analysts indicate that the last phase might be completed earlier than the estimate.

In Q4 2025, V1 protocol will be released on the Sepolia Testnet and the development team confirmed that. The initial one will have the liquidity pool, the mtTokens, the system of debt tokens and the liquidation bot.
Another highlight has been security. Mutuum Finance passed a certiK review with 90 of 100 scores in a Token Scan. The team also designed a bug bounty of $50k to encourage out-of-band testing. Besides that, another message posted by the official X account claimed that Halborn Security is looking into the lending and borrowing contracts. The update assured that the code is complete and it is being formally analyzed, and a team will release additional information as the testnet window nears.
These measures in part, according to some observers, are intended to mitigate pre-emerging risk and position MUTM at a higher level than other new DeFi crypto coins that postpone auditing or avoid security steps.
The price models exchanged among market commentators indicate a short term 5x rise after launching in case demand remains at the current rate. These forecasts are made by analysts tracking the new DeFi growth cycles and valuing early stage tokens by their activity, traction and liquidity.
The USD pegged stablecoin is also being prepared by Mutuum Finance within the ecosystem. It will be printed and stamped on the requirements of collateral. Stablecoins are considered by many experts to be the key to any DeFi platform that seeks to be adopted in reality and has enough liquidity.
The team also seeks to continue the expansion to layer 2. This move has the potential to open up quicker transactions, reduced charges and extended usage in several chains. To most investors this is the early indication that the project is intent on scaling long term and not in a short term hype manner.
Oracles will also be of importance. To counter volatility the project will resort to the use of robust price feeds accompanied by fallback mechanisms to guard the user. This is necessary since the precision of liquidation consists of real time pricing. Improved oracle systems serve to maintain collateral security and minimize risks.
These enhancements add more applications to the token and provide more opportunities to grow in the future. Some of the analysts believe this is where long term upside gains more momentum particularly considering the possibility of increased adoption.
There is a limited number of Phase 6 tokens that have been left. There has been an increase in the activity of whales within the past days as the bigger purchasers attempt to achieve a place before the last leap in price. The mood of early investors suggests that demand can soar when the Phase 7 commences and the price is nearer to the launch value of the $0.06.
MUTM is now one of the hottest recent crypto opportunities among investors looking to be exposed to high growth assets below $0.05. A presale is nearly over, an increasing protocol, security audits and clear utility, the mounting pressure to enter early is snowballing.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance