Why HBT Financial Stock Cruised to a 4% Gain on Monday
Key Points
The holding company for Heartland Bank and Trust released its third-quarter earnings.
It notched a bottom-line beat on the consensus analyst estimate.
- 10 stocks we like better than HBT Financial ›
Bank holding company HBT Financial (NASDAQ: HBT) published its latest set of quarterly figures Monday morning, and investors were clearly impressed by the results. They pushed up the company's stock price by a bit over 4% in the trading session, a rate that was several times the 1.1% gain of the benchmark S&P 500 index.
Growth where it counts
For HBT's third quarter, the company earned $59.8 million in total revenue, which was up from the $56.4 million in the same period of 2024. Non-GAAP (adjusted) net income also saw a rise, advancing by 6% year over year to just under $20.5 million, or $0.65 per share.
Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now, when you join Stock Advisor. See the stocks »
Image source: Getty Images.
On average, analysts tracking HBT's stock were modeling $0.62 per share for profitability. It wasn't clear what they were estimating for revenue.
In the earnings release, HBT pointed to its asset quality as being a key factor in its growth during the period. The company's ratio of non-performing assets to total assets was less than 0.2% for the period.
A boost in borrowing
The growth of loans also helped drive those fundamentals higher. On an annualized basis HBT's loans rose by more than 6%, which the company attributed to what it describes as "higher loan pipelines."
HBT showed discipline during the quarter, and that loan growth figure indicates it knows how to advance that crucial part of its business. The bullish investor response to its performance seems justified.
Should you invest $1,000 in HBT Financial right now?
Before you buy stock in HBT Financial, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and HBT Financial wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $646,805!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,123,113!*
Now, it’s worth noting Stock Advisor’s total average return is 1,055% — a market-crushing outperformance compared to 189% for the S&P 500. Don’t miss out on the latest top 10 list, available when you join Stock Advisor.
See the 10 stocks »
*Stock Advisor returns as of October 20, 2025
Eric Volkman has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.
Recommended Articles
