With the market leading up to the next significant crypto bull run, XRP is the center of attention for investors who believe in the continued growth of Ripple’s cross-border settlement network. Although it enjoys solid fundamentals and proven track record, XRP’s upside potential seems ever more conservative in relation to new DeFi-centric projects emerging on the horizon. Most traders on the hunt for the best cryptocurrency to buy right now look towards new platforms that hold out the promise of both scalability and practical utility.
A top crypto generating headlines is Mutuum Finance (MUTM), one of the fastest-surging DeFi coins currently in Phase 6 of its presale at $0.035 and already sold out in excess of 65%. Having surpassed $17.4 million collected and with a dual-lending protocol designed to maximize on-chain liquidity, Mutuum Finance is the top crypto to eclipse XRP by 2026 with rising DeFi adoption.
Following seven days of heightened volatility, XRP is showing new strength this week at $2.59, rising 4% in the previous 24 hours as the broader crypto space is steady with Bitcoin trading at just over $114K and combined capitalization near $3.9 trillion. The token is now challenged at the pivotal region between $2.70 and $2.80, recently serving solid support.
A breakout through the region may set the course toward $3.00–$3.10, which would be bullish for continuation purposes, while reversal at this spot may see the token retrace back toward $2.30. Fundamentally, the payments-centric narrative for XRP remains strong, but technically the markets must be patient until $2.80 convincing support with volume is witnessed. Ahead of XRP’s next move, attention is gradually building toward projects such as Mutuum Finance (MUTM), which shows the search to find the next giant performer during 2025’s market phase is already in full gear.
Mutuum Finance (MUTM) is fast becoming one of the top crypto projects within the DeFi sector, and it is one of the best cryptocurrency to buy now, both short term and long term. The presale of the project has already reached Phase 6 and has received robust participation from the crypto community with over 17,200 investors putting in over $17.4 million.
This remarkable achievement is evidence of the ever-increasing trust in Mutuum Finance’s roadmap in terms of delivering sustainable long-term returns, one of the reasons why it’s being referred to as the best cryptocurrency to invest in now.
MUTM bringing in the element of fun competition in the presale with its leaderboard of winners for the current day. The top five investors in the last 24 hours purchased $8,860, $8,339, $1,187, $949, and $408 in MUTM tokens respectively, a healthy indication of growing interest and participation at the grassroots level.
For the top ranked purchaser each and every day, there’s the $500 MUTM bonus issued as an incentive to reward and encourage frequent activity. A member becomes eligible after having made at least one transaction during the 24-hour period, making it easy for anyone to join and progress through the ranks.
Further cementing its status as one of the best altcoins to invest in now, Mutuum Finance is gearing up to launch its much-hyped lending and borrowing protocol. V1 (Version 1) launching on the Sepolia Testnet in Q4 2025 will have all the essential features of a full-fledged DeFi ecosystem: liquidity pools, mtTokens, debt tokens, and a liquidator bot. Right from the launch day onwards, users will be able to borrow, lend, and collateralize ETH and USDT and enjoy the benefits of having a safe, fast, and scalable decentralized finance platform.
Mutuum Finance has attracted $17.4 million in funds in Phase 6 from more than 17,200 investors with 65% sold already. Daily top buys of $8,860 and $8,339 indicate increasing momentum and community participation. With the launch of lending and borrowing protocol soon, MUTM brings innovation, scalability, and real-world utility together and is set to potentially surpass XRP by 2026. Secure your tokens now and be part of the next phase of growth in DeFi.
For more information regarding Mutuum Finance (MUTM) please use the following links:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance