Ethereum (ETH) Prepares for Its Next Major Upgrade, While Mutuum Finance (MUTM) Surges by 20%

As crypto markets refocus on long-term infrastructure rather than short-term noise, two projects are making headlines — but for very different reasons. Ethereum (ETH), the second-largest cryptocurrency by market cap, is preparing for its next major technical upgrade, promising further improvements to scalability and efficiency. At the same time, a newer DeFi project, Mutuum Finance (MUTM), is gaining momentum after a 20% price surge during its presale, turning heads with a steady stream of new holders and rising investor demand.

Ethereum (ETH)

Ethereum is gradually advancing along its roadmap, with preparations underway for its next major upgrade known as Fusaka, expected to go live by late 2025 or in early 2026. This upgrade, which will introduce Verkle trees, is designed to improve network scalability and reduce the burden on nodes — marking another step in Ethereum’s broader roadmap following the recent Pectra upgrade.

While ETH moves steadily toward technical refinement, the protocol’s roadmap remains focused on foundational upgrades aimed at boosting efficiency, user experience, and long-term decentralization. These steps, though less headline-grabbing than price action, are essential for maintaining Ethereum’s dominant position in the decentralized application space.

Mutuum Finance (MUTM)

While Ethereum’s update is still on the horizon, Mutuum Finance (MUTM) is already making moves on the ground. The project has just completed Phase 4 of its presale, with the token price jumping from $0.025 to $0.03 — a 20% increase that reflects accelerating investor interest.

Now in Phase 5, Mutuum Finance has already raised nearly $9 million, with its growing community nearing 11,000 holders. With a total of 11 presale phases and a launch price set at $0.06, the token has already doubled in value ahead of listing. This measured progression — backed by steady demand rather than flash marketing — is helping MUTM separate itself from typical low-cap cryptocurrencies still waiting for traction.

For those researching the best crypto to buy now, the structure and momentum behind Mutuum make it a standout among new projects.

One of the key features behind Mutuum’s traction is its mtToken system. When users deposit supported assets into the protocol (like ETH, USDC, or DAI), they receive mtTokens in return. These tokens are pegged 1:1 to the deposited asset and gradually increase in redeemable value over time, as borrowers pay interest back into the system.

Unlike staking or yield farming models that lock assets for long periods, mtTokens remain liquid and transferable. Holders can move them, trade them, or use them in other DeFi environments — all while the underlying value continues to grow. This design offers a simple but powerful incentive to participate in the platform, rewarding users not just for holding, but for contributing to the protocol’s long-term stability. It’s another reason traders looking for top cryptocurrencies are now adding MUTM to their watchlists.

A Stablecoin With Built-In Backing

Investors are also paying close attention to Mutuum because of its forthcoming overcollateralized stablecoin, set to be minted using surplus collateral held within the protocol itself. This token is designed to maintain a 1:1 peg to the U.S. dollar and will have its supply dynamically adjusted based on user activity.

The stablecoin is expected to further increase capital efficiency within the platform, giving borrowers access to a stable medium of exchange while reinforcing the system’s liquidity — all without relying on external reserves or centralized custodians. Its development adds to MUTM’s broader appeal for those seeking crypto to invest in that’s built on strong fundamentals.

The team has announced plans to launch a beta version of the platform alongside the token listing, ensuring that core functionality is live from day one. This early usability is a key differentiator in a space where many projects delay their product rollouts until months after token sales.

Investor confidence is further supported by the ongoing audit conducted by CertiK, a highly regarded name in blockchain security. While the full results are pending, the process itself signals that the team is committed to transparency and security — two areas that serious backers prioritize when exploring the best cryptocurrency to invest in before it goes public.

Ethereum’s roadmap continues to evolve, but the spotlight is already shifting toward newer projects showing immediate progress. Mutuum Finance’s 20% surge, expanding community, and clearly defined use cases have positioned it as one of the most promising crypto coins currently in presale — especially for those looking beyond big-cap headlines.

With more presale phases ahead, utilities launching at listing, and growing attention from early backers, MUTM’s current price may not last long. While others wait for future upgrades, Mutuum is already delivering its first steps — and investors are noticing.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance