Better Buy: XRP or Cardano?

Source The Motley Fool

Key Points

  • XRP has outperformed Cardano over the past year and has higher upside potential.

  • Cardano, once viewed as a potential Ethereum rival, has never lived up to the hype.

  • While XRP is trading at a bargain price of $2, it remains a highly risky, speculative investment.

  • 10 stocks we like better than XRP ›

If you're looking for a cheap, bargain-priced cryptocurrency with explosive upside potential, two of the best prospects are XRP (CRYPTO: XRP) and Cardano (CRYPTO: ADA). Currently, XRP is trading around $2, while Cardano is trading around the $0.50 price level.

Which of these cryptocurrencies -- both ranked among the top 10 in the world according to market cap -- is the better buy right now?

Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue »

Past performance

If recent performance is all that matters, XRP is the winner, and it's not even close. For the year, XRP has eked out a 1% gain, while Cardano is down a jaw-dropping 50%.

While XRP recently made a run at a new all-time high in July, Cardano hasn't been relevant for years. It's still trading at a massive 85% discount to its all-time high from 2021.

Future upside potential

Cardano, despite all the buzz that it might one day surpass Ethereum (CRYPTO: ETH) as the preeminent blockchain network in the world, has never lived up to its early hype.

Investor staring at chart on screen.

Image source: Getty Images.

In part, that's because Cardano has taken a safe, cautious, and prudent approach to blockchain development. That has left it struggling to keep up with competitors, many of whom have a "break it and apologize later" approach to innovation.

Case in point: Ethereum rolled out smart contracts in 2015, yet it took Cardano six full years before smart contracts went live on its blockchain. That's just too much time to wait, and a good reason why some Cardano skeptics still refer to it as a "ghost chain."

As a result, it's much easier to feel comfortable with the upside potential of XRP. The so-called "banker's coin" is now gaining rapidly in institutional adoption, and it has carved out a role in cross-border payments.

Clearly, the better buy right now is XRP. A discount price of $2 could be an attractive entry point for investors looking for a beaten-down crypto capable of explosive upside potential.

Should you invest $1,000 in XRP right now?

Before you buy stock in XRP, consider this:

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*Stock Advisor returns as of December 8, 2025

Dominic Basulto has positions in Cardano, Ethereum, and XRP. The Motley Fool has positions in and recommends Ethereum and XRP. The Motley Fool has a disclosure policy.

Disclaimer: For information purposes only. Past performance is not indicative of future results.
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